{"id":1097,"date":"2022-05-12T18:38:32","date_gmt":"2022-05-12T23:38:32","guid":{"rendered":"https:\/\/prestanza.com\/blog\/?p=1097"},"modified":"2023-05-15T13:23:06","modified_gmt":"2023-05-15T18:23:06","slug":"funcionamiento-del-sistema-financiero-en-colombia","status":"publish","type":"post","link":"https:\/\/prestanza.com\/blog\/funcionamiento-del-sistema-financiero-en-colombia\/","title":{"rendered":"Funcionamiento del sistema financiero en Colombia"},"content":{"rendered":"<p>[et_pb_section fb_built=\u00bb1&#8243; disabled_on=\u00bbon|on|off\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb background_image=\u00bbhttps:\/\/prestanza.com\/blog\/wp-content\/uploads\/2022\/12\/1-1.jpg\u00bb background_position=\u00bbbottom_left\u00bb custom_padding=\u00bb64px||||false|false\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_row column_structure=\u00bb2_5,3_5&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb2_5&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_column][et_pb_column type=\u00bb3_5&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbMontserrat|600|||||||\u00bb text_text_color=\u00bb#FFFFFF\u00bb text_font_size=\u00bb42px\u00bb custom_padding=\u00bb|||0px||\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<h1 style=\"font-size: 42px; font-weight: 400;\">\n<span style=\"color: #ffffff; font-weight: 400; font-size: 35px; line-height: 38px;\"><br \/>\nFuncionamiento del<br \/>\n<strong style=\"font-weight: 800;\">sistema financiero<\/strong><br \/>\n en Colombia <\/span><\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00bb1&#8243; disabled_on=\u00bboff|off|on\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb background_image=\u00bbhttps:\/\/prestanza.com\/blog\/wp-content\/uploads\/2022\/12\/1-2.jpg\u00bb background_position=\u00bbbottom_left\u00bb custom_padding=\u00bb1px||1px||false|false\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_row column_structure=\u00bb2_5,3_5&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb||311px|||\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb2_5&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_column][et_pb_column type=\u00bb3_5&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbMontserrat|600|||||||\u00bb text_text_color=\u00bb#FFFFFF\u00bb text_font_size=\u00bb42px\u00bb custom_padding=\u00bb112px|||0px||\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<h1 class=\"entry-title\" style=\"font-size: 35px; text-align: center;\"><span style=\"color: #ffffff;\">Funcionamiento del sistema <\/span><span style=\"color: #ffffff;\">financiero en Colombia<\/span><\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00bb1&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb0px||||false|false\u00bb collapsed=\u00bbon\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_row column_structure=\u00bb2_5,3_5&#8243; disabled_on=\u00bboff|off|on\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb50px|0px|||false|false\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb2_5&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_image src=\u00bbhttps:\/\/prestanza.com\/blog\/wp-content\/uploads\/2022\/05\/sistema_financiero_002.jpg\u00bb alt=\u00bbUna casa como garant\u00eda de pr\u00e9stamo sobre hipoteca\u00bb title_text=\u00bbsistema_financiero_002&#8243; align=\u00bbcenter\u00bb disabled_on=\u00bboff|off|on\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb width=\u00bb50%\u00bb max_width=\u00bb50%\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_image][et_pb_text _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb text_font_size=\u00bb16px\u00bb text_orientation=\u00bbcenter\u00bb width=\u00bb100%\u00bb max_width=\u00bb100%\u00bb custom_padding=\u00bb|0px||||\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p><span>Para entennderlo vamos dividir el sistema crediticio en dos grandes grupos: <strong>el sistema vigilado y el sistema no vigilado.<\/strong><\/span><\/p>\n<p style=\"text-align: center;\"><span><strong><\/strong><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb3_5&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb text_font_size=\u00bb16px\u00bb custom_padding=\u00bb5px||||false|false\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p style=\"text-align: center;\"><span>Todos los d\u00edas hablando con nuestros clientes notamos que hay dudas que persisten, agrupamos varias de ellas para ser resueltas en esta entrada. <strong>Queremos compartir nuestros aprendizajes.<\/strong><\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb text_text_color=\u00bb#2e1a46&#8243; text_font_size=\u00bb18px\u00bb background_color=\u00bb#3bd4ae\u00bb custom_margin=\u00bb5px||||false|false\u00bb custom_padding=\u00bb15px|15px|15px|15px|false|false\u00bb border_radii=\u00bboff|10px|10px|10px|10px\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">Este blog hablar\u00e1 sobre el\u00a0<\/span><b>funcionamiento del sistema financiero en Colombia<\/b><span style=\"font-weight: 400;\"> explicando en t\u00e9rminos muy sencillos aprovechando la experiencia que hemos logrado en estos a\u00f1os sacando adelante nuestra Fintech <a href=\"https:\/\/prestanza.com\"><strong>Prestanza.<\/strong><\/a><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00bb2_5,3_5&#8243; disabled_on=\u00bbon|on|off\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb50px|100px|||false|false\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb2_5&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_image src=\u00bbhttps:\/\/prestanza.com\/blog\/wp-content\/uploads\/2022\/05\/sistema_financiero_002.jpg\u00bb alt=\u00bbUna casa como garant\u00eda de pr\u00e9stamo sobre hipoteca\u00bb title_text=\u00bbsistema_financiero_002&#8243; align=\u00bbcenter\u00bb disabled_on=\u00bbon|on|off\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb width=\u00bb50%\u00bb max_width=\u00bb50%\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_image][et_pb_text _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb text_font_size=\u00bb16px\u00bb custom_padding=\u00bb|0px||||\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p style=\"text-align: center;\"><span>Para entennderlo vamos dividir el sistema crediticio en dos grandes grupos: <strong>el sistema vigilado y el sistema no vigilado.<\/strong><\/span><\/p>\n<p><span><strong><\/strong><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb3_5&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb text_font_size=\u00bb16px\u00bb custom_padding=\u00bb77px|||||\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p><span>Todos los d\u00edas hablando con nuestros clientes notamos que hay dudas que persisten, agrupamos varias de ellas para ser resueltas en esta entrada. <strong>Queremos compartir nuestros aprendizajes.<\/strong><\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb text_text_color=\u00bb#2e1a46&#8243; text_font_size=\u00bb18px\u00bb background_color=\u00bb#3bd4ae\u00bb custom_padding=\u00bb15px|15px|15px|15px|false|false\u00bb border_radii=\u00bboff|10px|10px|10px|10px\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p><span style=\"font-weight: 400;\">Este blog hablar\u00e1 sobre el\u00a0<\/span><b>funcionamiento del sistema financiero en Colombia<\/b><span style=\"font-weight: 400;\"> explicando en t\u00e9rminos muy sencillos aprovechando la experiencia que hemos logrado en estos a\u00f1os sacando adelante nuestra Fintech <a href=\"https:\/\/prestanza.com\"><strong>Prestanza.<\/strong><\/a><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00bb3_5,2_5&#8243; disabled_on=\u00bbon|on|off\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb3_5&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text disabled_on=\u00bbon|on|off\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbMontserrat|300|||||||\u00bb text_text_color=\u00bb#2e1a46&#8243; text_font_size=\u00bb22px\u00bb header_font=\u00bbMontserrat|500|||||||\u00bb header_2_font=\u00bbMontserrat||||||||\u00bb header_2_text_color=\u00bb#2e1a46&#8243; global_colors_info=\u00bb{}\u00bb]<\/p>\n<h2>Sistema Vigilado<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb text_font_size=\u00bb16px\u00bb custom_padding=\u00bb||0px|||\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p><span>En el <\/span><span><strong>sistema vigilado\u00a0<\/strong><\/span><span>est\u00e1n los B<strong>ancos y entidades Cooperativas<\/strong>, estos est\u00e1n vigilados por<\/span><strong><a href=\"superintendencia%20financiera\"> La Superintendencia Financiera de Colombia<\/a> y <a href=\"https:\/\/www.supersolidaria.gov.co\">por la Superintendencia Solidaria<\/a> de Colombia<\/strong><span> y son entidades vigiladas por una raz\u00f3n:<\/span><span><strong> Captan dinero de terceros, a trav\u00e9s de cuentas de ahorro o de CDT\u2019s,<\/strong> para prestarlo a otros<\/span><span>, es decir son <strong>intermediarios<\/strong> entre el due\u00f1o del dinero y el solicitante del pr\u00e9stamo.<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb2_5&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_image src=\u00bbhttps:\/\/prestanza.com\/blog\/wp-content\/uploads\/2022\/05\/sistema-financiero.jpg\u00bb alt=\u00bbSistema financiero colombiano\u00bb title_text=\u00bbsistema-financiero-colombiano\u00bb disabled_on=\u00bbon|on|off\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb width=\u00bb70%\u00bb max_width=\u00bb70%\u00bb custom_margin=\u00bb-100px||||false|false\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00bb3_5,2_5&#8243; disabled_on=\u00bboff|off|on\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb3_5&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text disabled_on=\u00bboff|off|on\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbMontserrat|300|||||||\u00bb text_text_color=\u00bb#2e1a46&#8243; text_font_size=\u00bb32px\u00bb header_font=\u00bbMontserrat|500|||||||\u00bb header_2_font=\u00bbMontserrat||||||||\u00bb header_2_text_color=\u00bb#2e1a46&#8243; global_colors_info=\u00bb{}\u00bb]<\/p>\n<h2>Sistema Vigilado<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb text_font_size=\u00bb16px\u00bb custom_padding=\u00bb||0px|||\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p><span>En el <\/span><span><strong>sistema vigilado\u00a0<\/strong><\/span><span>est\u00e1n los B<strong>ancos y entidades Cooperativas<\/strong>, estos est\u00e1n vigilados por<\/span><strong><a href=\"superintendencia%20financiera\"> La Superintendencia Financiera de Colombia<\/a> y <a href=\"https:\/\/www.supersolidaria.gov.co\">por la Superintendencia Solidaria<\/a> de Colombia<\/strong><span> y son entidades vigiladas por una raz\u00f3n:<\/span><span><strong> Captan dinero de terceros, a trav\u00e9s de cuentas de ahorro o de CDT\u2019s,<\/strong> para prestarlo a otros<\/span><span>, es decir son <strong>intermediarios<\/strong> entre el due\u00f1o del dinero y el solicitante del pr\u00e9stamo.<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb2_5&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_image src=\u00bbhttps:\/\/prestanza.com\/blog\/wp-content\/uploads\/2022\/05\/sistema-financiero.jpg\u00bb alt=\u00bbSistema financiero colombiano\u00bb title_text=\u00bbsistema-financiero-colombiano\u00bb disabled_on=\u00bbon|on|off\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb width=\u00bb70%\u00bb max_width=\u00bb70%\u00bb custom_margin=\u00bb-100px||||false|false\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00bb1_3,2_3&#8243; disabled_on=\u00bbon|on|off\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_image src=\u00bbhttps:\/\/prestanza.com\/blog\/wp-content\/uploads\/2022\/04\/dinero.jpg\u00bb title_text=\u00bbdinero\u00bb align=\u00bbcenter\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb width=\u00bb60%\u00bb max_width=\u00bb60%\u00bb custom_margin=\u00bb-150px||||false|false\u00bb custom_padding=\u00bb0px||||false|false\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_image][\/et_pb_column][et_pb_column type=\u00bb2_3&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text disabled_on=\u00bbon|on|off\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbMontserrat|300|||||||\u00bb text_text_color=\u00bb#2e1a46&#8243; text_font_size=\u00bb22px\u00bb header_font=\u00bbMontserrat|500|||||||\u00bb header_2_font=\u00bbMontserrat||||||||\u00bb header_2_text_color=\u00bb#2e1a46&#8243; global_colors_info=\u00bb{}\u00bb]<\/p>\n<h2>Sistama Extrabancario<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb text_font_size=\u00bb16px\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p><span>El <\/span><span><strong>sistema extrabancario<\/strong>, lo componen <strong>personas jur\u00eddicas y <\/strong><\/span><strong>miles de personas naturales<\/strong><span> que realizan pr\u00e9stamos a terceros <\/span><span>con recursos propios<\/span><span> por lo que no est\u00e1n vigilados, de hecho, si alguna vez has prestado o pedido dinero a un amigo o a un familiar, <\/span><span>tambi\u00e9n<\/span><span> <\/span><span>has hecho parte del sistema extrabancario<\/span><span>.<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00bb1_3,2_3&#8243; disabled_on=\u00bboff|off|on\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb0px||||false|false\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb1_3&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_image src=\u00bbhttps:\/\/prestanza.com\/blog\/wp-content\/uploads\/2022\/04\/dinero.jpg\u00bb title_text=\u00bbdinero\u00bb align=\u00bbcenter\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb width=\u00bb60%\u00bb max_width=\u00bb60%\u00bb custom_margin=\u00bb5px||||false|false\u00bb custom_padding=\u00bb0px||||false|false\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_image][\/et_pb_column][et_pb_column type=\u00bb2_3&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text disabled_on=\u00bboff|off|on\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbMontserrat|300|||||||\u00bb text_text_color=\u00bb#2e1a46&#8243; text_font_size=\u00bb22px\u00bb header_font=\u00bbMontserrat|500|||||||\u00bb header_2_font=\u00bbMontserrat||||||||\u00bb header_2_text_color=\u00bb#2e1a46&#8243; global_colors_info=\u00bb{}\u00bb]<\/p>\n<h2>Sistama Extrabancario<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb text_font_size=\u00bb16px\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p><span>El <\/span><span><strong>sistema extrabancario<\/strong>, lo componen <strong>personas jur\u00eddicas y <\/strong><\/span><strong>miles de personas naturales<\/strong><span> que realizan pr\u00e9stamos a terceros <\/span><span>con recursos propios<\/span><span> por lo que no est\u00e1n vigilados, de hecho, si alguna vez has prestado o pedido dinero a un amigo o a un familiar, <\/span><span>tambi\u00e9n<\/span><span> <\/span><span>has hecho parte del sistema extrabancario<\/span><span>.<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00bb1_2,1_2&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb1_2&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb text_font_size=\u00bb16px\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p><span>Ambos sistemas tienen <\/span><span>ventajas y desventajas<\/span><span> y cu\u00e1l es el mejor cr\u00e9dito solo se puede determinar conociendo las caracter\u00edsticas de cada caso, pero en general es importante que sepas que <strong>el<\/strong><\/span><strong> sistema bancario <\/strong><span>tiene las siguientes ventajas:<\/span><\/p>\n<p><strong>\u00b7 Es m\u00e1s barato pues los cr\u00e9ditos tienen tasas de inter\u00e9s m\u00e1s bajas.<\/strong><\/p>\n<p><strong>\u00b7 Los bancos pueden manejar tiempos de pr\u00e9stamo m\u00e1s largos.<\/strong><\/p>\n<p><strong>\u00b7 Los contratos son claros y protegen los intereses de las dos partes.<\/strong><span> <\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb1_2&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb text_font_size=\u00bb16px\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p><span style=\"font-weight: 400;\"><span>As\u00ed mismo, el sistema <strong>extrabancario suele superar a los bancos por las siguientes caracter\u00edsticas<\/strong>:<\/span><\/span><\/p>\n<p><strong>\u00b7 Los desembolsos son m\u00e1s r\u00e1pidos.<\/strong><\/p>\n<p><strong>\u00b7 No requiere tanto papeleo ni requerimientos de informaci\u00f3n.<\/strong><\/p>\n<p><strong>\u00b7 Se otorgan cupos de cr\u00e9dito m\u00e1s altos a los clientes.<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bb#f4f4f4&#8243; custom_padding=\u00bb|3px||3px|false|false\u00bb border_radii=\u00bbon|8px|8px|8px|8px\u00bb collapsed=\u00bboff\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.16&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb text_font_size=\u00bb16px\u00bb custom_padding=\u00bb|10px||10px|false|false\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p style=\"text-align: center;\"><span>Sorprendente al <\/span><span>comparar<\/span><span> los dos sistemas crediticios es que, contrario a lo que se suele pensar, <strong>el sistema extrabancario est\u00e1 el 80% de los cr\u00e9ditos realizados<\/strong>, y los montos totales manejados son del mismo orden de magnitud que los pr\u00e9stamos originados por Bancos y Cooperativas.<\/span><span> Esto se ha convertido en una oportunidad de innovaci\u00f3n<\/span><span>, diferentes compa\u00f1\u00edas Fintech (Financieras Tecnol\u00f3gicas) como o <a href=\"https:\/\/prestanza.com\"><strong>PRESTANZA<\/strong><\/a> <strong>ofrecen cr\u00e9dito a personas y empresas, con el objetivo de <\/strong><\/span><strong>combinar lo mejor de los dos mundos.<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00bb1_2,1_2&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb1_2&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb text_font_size=\u00bb16px\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p><span>En <a href=\"https:\/\/prestanza.com\"><strong>PRESTANZA<\/strong><\/a> estamos creando<strong> el mercado de cr\u00e9ditos m\u00e1s grande de Latinoam\u00e9rica<\/strong> donde l<\/span><span>as personas prestan directamente a las personas<\/span><span>,<\/span><\/p>\n<p><span>\u00b7 Con gran conocimiento del cliente<\/span><\/p>\n<p><span>\u00b7 Con garant\u00edas reales que respaldan los cr\u00e9ditos y sin intermediaros.<\/span><\/p>\n<p><strong>Esto aumenta la rentabilidad de las inversiones y disminuye el riesgo de las mismas<\/strong><span><strong>.<\/strong> Nuestro objetivo es liberar el poder que tienen los ahorros de las personas, llev\u00e1ndolo directamente donde <\/span><span>empresarios y emprendedores los necesiten.<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00bb1_2&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb text_font_size=\u00bb16px\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p><span>Finalmente, importante tener en cuenta que <strong>pedir o dar un <\/strong><\/span><strong>cr\u00e9dito es cuesti\u00f3n de confianza<\/strong><span> por lo que es importante asesorarse, ver diferentes alternativas, conocer lo m\u00e1s posible a la contraparte y documentar los contratos para poder resolver <strong>cualquier diferencia que se pueda presentar.<\/strong><\/span><\/p>\n<p>[\/et_pb_text][et_pb_image src=\u00bbhttps:\/\/prestanza.com\/blog\/wp-content\/uploads\/2022\/05\/sistema-extrabancario.jpg\u00bb title_text=\u00bbsistema-extrabancario\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb width=\u00bb100%\u00bb max_width=\u00bb100%\u00bb module_alignment=\u00bbcenter\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00bb1&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb0px||||false|false\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_row _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_module=\u00bb555&#8243; global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb text_font=\u00bbMontserrat||||||||\u00bb text_font_size=\u00bb22px\u00bb text_orientation=\u00bbcenter\u00bb custom_margin=\u00bb-14px||||false|false\u00bb custom_padding=\u00bb0px||||false|false\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p>S\u00edguenos en nuestras redes sociales<\/p>\n<p>[\/et_pb_text][et_pb_social_media_follow icon_color=\u00bb#FFFFFF\u00bb use_icon_font_size=\u00bbon\u00bb icon_font_size=\u00bb38px\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb text_orientation=\u00bbcenter\u00bb module_alignment=\u00bbcenter\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_social_media_follow_network social_network=\u00bbfacebook\u00bb url=\u00bbhttps:\/\/www.facebook.com\/Prestanza-111029407730012&#8243; use_icon_font_size=\u00bbon\u00bb icon_font_size=\u00bb22px\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bb#cccccc\u00bb background_enable_color=\u00bbon\u00bb border_radii=\u00bbon|5px|5px|5px|5px\u00bb global_colors_info=\u00bb{}\u00bb follow_button=\u00bboff\u00bb url_new_window=\u00bbon\u00bb]facebook[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\u00bbinstagram\u00bb url=\u00bbhttps:\/\/www.instagram.com\/prestanza.contigo\/\u00bb use_icon_font_size=\u00bbon\u00bb icon_font_size=\u00bb23px\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bb#cccccc\u00bb background_enable_color=\u00bbon\u00bb border_radii=\u00bbon|5px|5px|5px|5px\u00bb global_colors_info=\u00bb{}\u00bb follow_button=\u00bboff\u00bb url_new_window=\u00bbon\u00bb]instagram[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\u00bbyoutube\u00bb url=\u00bbhttps:\/\/www.youtube.com\/channel\/UClmidUtEi8_pq6vNPtHE5hA\u00bb use_icon_font_size=\u00bbon\u00bb icon_font_size=\u00bb23px\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bb#cccccc\u00bb background_enable_color=\u00bbon\u00bb border_radii=\u00bboff|5px|5px|5px|5px\u00bb global_colors_info=\u00bb{}\u00bb follow_button=\u00bboff\u00bb url_new_window=\u00bbon\u00bb]youtube[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\u00bblinkedin\u00bb url=\u00bbhttps:\/\/www.linkedin.com\/company\/prestanza\/\u00bb use_icon_font_size=\u00bbon\u00bb icon_font_size=\u00bb23px\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bb#cccccc\u00bb background_enable_color=\u00bbon\u00bb border_radii=\u00bboff|5px|5px|5px|5px\u00bb global_colors_info=\u00bb{}\u00bb follow_button=\u00bboff\u00bb url_new_window=\u00bbon\u00bb]linkedin[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_divider _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00bb1_6,1_6,1_6,1_2&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb background_enable_color=\u00bboff\u00bb custom_padding=\u00bb0px||0px||false|false\u00bb global_module=\u00bb559&#8243; locked=\u00bboff\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb1_6&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_column][et_pb_column type=\u00bb1_6&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb background_enable_color=\u00bboff\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_column][et_pb_column type=\u00bb1_6&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb background_enable_color=\u00bboff\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_image src=\u00bbhttps:\/\/prestanza.com\/blog\/wp-content\/uploads\/2022\/03\/perfil-diego-cabrejo.jpg\u00bb alt=\u00bbJuan Diego Estrada CEO Presanza\u00bb title_text=\u00bbperfil-diego-cabrejo\u00bb align=\u00bbcenter\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb max_width=\u00bb69%\u00bb module_alignment=\u00bbcenter\u00bb custom_margin=\u00bb|||50px|false|false\u00bb custom_padding=\u00bb10px||||false|false\u00bb border_radii=\u00bbon|176px|176px|176px|176px\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_image][\/et_pb_column][et_pb_column type=\u00bb1_2&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bb#efefef\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_team_member name=\u00bbDiego Cabrejo\u00bb position=\u00bbCRO \u00bb linkedin_url=\u00bbhttps:\/\/www.linkedin.com\/in\/diego-cabrejo-6a7182131\/\u00bb icon_color=\u00bb#2e1a46&#8243; use_icon_font_size=\u00bbon\u00bb icon_font_size=\u00bb23px\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb header_font=\u00bbMontserrat||||||||\u00bb header_font_size=\u00bb25px\u00bb custom_padding=\u00bb30px|30px||30px|false|false\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<p><span style=\"font-weight: 400;\">Matem\u00e1tico, Ingeniero Electr\u00f3nico <\/span><b>Universidad Javeriana<\/b><span style=\"font-weight: 400;\">. Master en Matem\u00e1ticas de la <\/span><b>Universidad de Los Andes.<\/b><\/p>\n<p><span>Profesional enfocado en la <strong>creaci\u00f3n de valor para el sector financiero a trav\u00e9s de la modelaci\u00f3n matem\u00e1tica<\/strong> de problemas, la automatizaci\u00f3n de procesos, la gesti\u00f3n de riesgos y el liderazgo de las personas con quienes trabajo<\/span><\/p>\n<p>[\/et_pb_team_member][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00bb1&#8243; disabled_on=\u00bbon|on|off\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bb#240f40&#8243; custom_margin=\u00bb||-80px||false|false\u00bb custom_padding=\u00bb||0px||false|false\u00bb global_module=\u00bb1170&#8243; saved_tabs=\u00bball\u00bb locked=\u00bboff\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_row _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb|190px||auto||\u00bb custom_padding=\u00bb||0px||false|false\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb text_font_size=\u00bb1px\u00bb text_line_height=\u00bb1em\u00bb custom_margin=\u00bb||0px||false|false\u00bb custom_padding=\u00bb||0px||false|false\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<div class=\"container\" style=\"padding-top: 30px;\">\n<div class=\"col-sm-12 text-center\" style=\"padding-bottom: 20px;\">\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><center><span style=\"color: #c4c4c4; width: auto; line-height: 60px; font-size: 42px; font-family: 'Montserrat', sans-serif; font-weight: 400;\">ALIADOS<\/span><\/p>\n<div style=\"border-bottom: 1px solid #c4c4c4; width: 30%; margin-bottom: 0px;\"><\/div>\n<p><\/center><\/div>\n<div class=\"col-sm-12\">\n<div class=\"row\">\n<div class=\"col-sm-2\">\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><center><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><\/center><\/div>\n<div class=\"col-sm-2\" style=\"padding-top: 10px;\"><center><\/center><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][et_pb_code _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<div class=\"col-sm-12\"><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"row\"><!-- [et_pb_line_break_holder] --><center><!-- [et_pb_line_break_holder] --> <\/p>\n<table class=\"table\" style=\"width: auto; border: 0px solid;\"><!-- [et_pb_line_break_holder] --> <\/p>\n<tbody>\n<tr><!-- [et_pb_line_break_holder] --> <\/p>\n<td style=\"border:0px solid;  \" class=\"text-center\"><!-- [et_pb_line_break_holder] --> <center><img decoding=\"async\" src=\"https:\/\/prestanza.com\/resources\/media\/images\/iconos\/TU.svg\" style=\"height: 65px;\"><\/center><!-- [et_pb_line_break_holder] --> <\/td>\n<p><!-- [et_pb_line_break_holder] --> <\/p>\n<td style=\"border: 0px solid;\" class=\"text-center\"><!-- [et_pb_line_break_holder] --> <center><!-- [et_pb_line_break_holder] --> <img decoding=\"async\" src=\"https:\/\/prestanza.com\/resources\/media\/images\/iconos\/datacredito.svg\" style=\"height: 65px;\"><!-- [et_pb_line_break_holder] --> <\/center><!-- [et_pb_line_break_holder] --> <\/td>\n<p><!-- [et_pb_line_break_holder] -->  <\/p>\n<td style=\"border: 0px solid;\" class=\"text-center\"><!-- [et_pb_line_break_holder] --> <center><!-- [et_pb_line_break_holder] --> <img decoding=\"async\" src=\"https:\/\/prestanza.com\/resources\/media\/images\/iconos\/colombiafintech.svg\" style=\"height: 65px;\"><!-- [et_pb_line_break_holder] --> <\/center><!-- [et_pb_line_break_holder] --> <\/td>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  <\/p>\n<td style=\"border: 0px solid; padding-top: 15px; \" class=\"text-center\"><!-- [et_pb_line_break_holder] --> <center><!-- [et_pb_line_break_holder] --> <img decoding=\"async\" src=\"https:\/\/prestanza.com\/resources\/media\/images\/iconos\/wompi.svg\" style=\"height: 65px;\"><!-- [et_pb_line_break_holder] --> <\/center><!-- [et_pb_line_break_holder] --> <\/td>\n<p><!-- [et_pb_line_break_holder] -->   <\/p>\n<td style=\"border: 0px solid; \" class=\"text-center\"><!-- [et_pb_line_break_holder] --> <center><!-- [et_pb_line_break_holder] --> <img decoding=\"async\" src=\"https:\/\/prestanza.com\/resources\/media\/images\/iconos\/pse.svg\" style=\"height: 65px;  \"><!-- [et_pb_line_break_holder] --> <\/center><!-- [et_pb_line_break_holder] --> <\/td>\n<p><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <\/tr>\n<p> <!-- [et_pb_line_break_holder] --> <\/tbody>\n<p><!-- [et_pb_line_break_holder] --> <\/table>\n<p><!-- [et_pb_line_break_holder] --> <\/center><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --> [\/et_pb_code][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00bb1_4,1_4,1_4,1_4&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb1_4&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_code _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb|0px||0px|false|false\u00bb custom_padding=\u00bb|0px||0px|false|false\u00bb global_colors_info=\u00bb{}\u00bb]<!-- [et_pb_line_break_holder] -->                            <span style=\"margin-bottom: 0px; color: #c4c4c4;font-size: 24px ;font-family: 'Montserrat', sans-serif;font-weight: 400;\">SOLICITUDES  <!-- [et_pb_line_break_holder] -->                            <\/p>\n<hr style=\"border-bottom: 1px solid #\ufffdc4c4c4; margin: 10px 0px; width: 75%;   position: relative; \"><!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                            <\/span><!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] --><pee style=\"text-align: left; font-family: 'Montserrat', sans-serif;font-weight: 400;  font-size: 18px; line-height: 25px;  color: #c4c4c4;\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><a class=\"enlaces\" href=\"https:\/\/prestanza.com\/colombia\/creditos\/prestamos-sobre-hipoteca\/\" style=\"padding-bottom: 10px;color: #c4c4c4;\">  Pr\u00e9stamos <strong>sobre Hipotecas<\/strong><\/a><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] --><a class=\"enlaces\" href=\"https:\/\/prestanza.com\/colombia\/creditos\/prestamos-para-remodelacion\/\" style=\"padding-bottom: 10px;color: #c4c4c4;\">  Pr\u00e9stamos para <strong>remodelar<\/strong><\/a><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] --><a class=\"enlaces\" href=\"https:\/\/prestanza.com\/colombia\/solicitudes\/prestamos-rapidos\/\" style=\"padding-bottom: 10px;color: #c4c4c4;\">  Pr\u00e9stamos<strong> en L\u00ednea<\/strong><\/a><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] --><a class=\"enlaces\" href=\"https:\/\/prestanza.com\/colombia\/creditos\/prestamos-ultra-rapido\/\" style=\"padding-bottom: 10px;color: #c4c4c4;\">Pr\u00e9stamos<strong> ultra-r\u00e1pido<\/strong><\/a><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] --><a class=\"enlaces\" href=\"https:\/\/prestanza.com\/colombia\/creditos\/prestamos-ultra-rapido\/\" style=\"padding-bottom: 10px;color: #c4c4c4;\">Pr\u00e9stamos<strong> bajo prenda<\/strong><\/a><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/pee><!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                              [\/et_pb_code][\/et_pb_column][et_pb_column type=\u00bb1_4&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_code _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb|0px||0px|false|false\u00bb custom_padding=\u00bb|0px||0px|false|false\u00bb global_colors_info=\u00bb{}\u00bb]<!-- [et_pb_line_break_holder] -->                            <span style=\"margin-bottom: 0px; color: #c4c4c4;font-size: 24px ;font-family: 'Montserrat', sans-serif;font-weight: 400;\">NOSOTROS  <!-- [et_pb_line_break_holder] -->                            <\/p>\n<hr style=\"border-bottom: 1px solid #\ufffdc4c4c4; margin: 10px 0px; width: 75%;   position: relative; \"><!-- [et_pb_line_break_holder] -->                             <\/span><!-- [et_pb_line_break_holder] -->                             <!-- [et_pb_line_break_holder] -->                                     <pee style=\"text-align: left; font-family: 'Montserrat', sans-serif;font-weight: 400;  line-height: 25px; font-size: 18px;  font-weight: 500; color: #c4c4c4;\"><!-- [et_pb_line_break_holder] -->                               NIT. 900.491.910-8<!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] -->                                Cra 16 #93-11 Oficina 701, Bogot\u00e1<!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] -->                                <!-- [et_pb_line_break_holder] -->                                \t<a class=\"enlaces\" onclick=\"Llamadas_Conversion('tel:573122991074');\" href=\"https:\/\/api.whatsapp.com\/send?phone=573122991074&#038;text=Requiero%20informacion%20de%20Prestanza\" target=\"_blank\" style=\"color: #c4c4c4; \" rel=\"noopener\"><i class=\"fa fa-whatsapp\" style=\"color: #c4c4c4;\"><\/i> + 57 <strong>312 299 1074<\/strong><\/a><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] -->                                    <a class=\"enlaces\" onclick=\"Llamadas_Conversion('tel:6017470422');\" href=\"tel:6017470422\" target=\"_blank\" style=\"color: #c4c4c4;\" rel=\"noopener\"><i class=\"fa fa-phone \" style=\"color: #c4c4c4;\"><\/i> +57 <strong>  601 7470422<\/strong><\/a><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] -->\t\t\t\t\t\t\t        <\/pee><!-- [et_pb_line_break_holder] -->                                    <!-- [et_pb_line_break_holder] -->                                    <a class=\"enlaces\" href=\"https:\/\/www.instagram.com\/prestanza.contigo\/\" target=\"_blank\" style=\"color: #c4c4c4;cursor: pointer;\" rel=\"noopener\"><!-- [et_pb_line_break_holder] -->                                    <!-- [et_pb_line_break_holder] -->                                    <\/p>\n<table style=\"width: auto; margin-bottom: 0px; border: 0px solid;\"><!-- [et_pb_line_break_holder] -->                                    <!-- [et_pb_line_break_holder] -->                                    <\/p>\n<tbody>\n<tr><!-- [et_pb_line_break_holder] -->                                <!-- [et_pb_line_break_holder] -->                                    <\/p>\n<td style=\"padding: 3px;border: 0px solid;\"><!-- [et_pb_line_break_holder] -->                                   <i class=\"fa  fa-instagram \" style=\"color: #c4c4c4; font-size: 22px;\"><\/i><!-- [et_pb_line_break_holder] -->                                    <\/td>\n<p><!-- [et_pb_line_break_holder] -->                                    <\/p>\n<td style=\"padding: 3px; border: 0px solid;\"><!-- [et_pb_line_break_holder] -->                                     <span style=\"font-size: 20px; margin-top: -3px; font-family: 'Montserrat', sans-serif;font-weight: 400; color: #c4c4c4; \"> <strong>@<\/strong>prestanza.<strong>contigo<\/strong><\/span><!-- [et_pb_line_break_holder] -->                                      <\/td>\n<p><!-- [et_pb_line_break_holder] -->                                    <\/tr>\n<p><!-- [et_pb_line_break_holder] -->                                    <!-- [et_pb_line_break_holder] -->                                    <!-- [et_pb_line_break_holder] -->                                    <\/tbody>\n<\/table>\n<p><!-- [et_pb_line_break_holder] -->                                    <\/a><!-- [et_pb_line_break_holder] -->                                     <!-- [et_pb_line_break_holder] -->                                <a class=\"enlaces\" href=\"https:\/\/www.instagram.com\/prestanza.invierte\/\" target=\"_blank\" style=\"color: #c4c4c4;cursor: pointer;\" rel=\"noopener\"><!-- [et_pb_line_break_holder] -->                                    <!-- [et_pb_line_break_holder] -->                                    <\/p>\n<table style=\"width: auto;border: 0px solid;margin-bottom: 0px;\"><!-- [et_pb_line_break_holder] -->                                    <!-- [et_pb_line_break_holder] -->                                    <\/p>\n<tbody>\n<tr><!-- [et_pb_line_break_holder] -->                                <!-- [et_pb_line_break_holder] -->                                    <\/p>\n<td style=\"padding: 3px;border: 0px solid;\"><!-- [et_pb_line_break_holder] -->                                   <i class=\"fa  fa-instagram \" style=\"color: #c4c4c4; font-size: 22px;\"><\/i><!-- [et_pb_line_break_holder] -->                                    <\/td>\n<p><!-- [et_pb_line_break_holder] -->                                    <\/p>\n<td style=\"padding: 3px; border: 0px solid;\"><!-- [et_pb_line_break_holder] -->                                     <span style=\"font-size: 20px; margin-top: -3px; font-family: 'Montserrat', sans-serif;font-weight: 400; color: #c4c4c4; \"> <strong>@<\/strong>prestanza.<strong>invierte<\/strong><\/span><!-- [et_pb_line_break_holder] -->                                      <\/td>\n<p><!-- [et_pb_line_break_holder] -->                                    <\/tr>\n<p><!-- [et_pb_line_break_holder] -->                                    <!-- [et_pb_line_break_holder] -->                                    <!-- [et_pb_line_break_holder] -->                                    <\/tbody>\n<\/table>\n<p><!-- [et_pb_line_break_holder] -->                                    <\/a><!-- [et_pb_line_break_holder] -->                                    <!-- [et_pb_line_break_holder] -->                            [\/et_pb_code][\/et_pb_column][et_pb_column type=\u00bb1_4&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_code _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb|1px||1px|false|false\u00bb custom_padding=\u00bb|1px||1px|false|false\u00bb global_colors_info=\u00bb{}\u00bb]<!-- [et_pb_line_break_holder] -->                            <span style=\"margin-bottom: 0px; color: #c4c4c4;font-size: 24px ;font-family: 'Montserrat', sans-serif;font-weight: 400;\">BLOG  <!-- [et_pb_line_break_holder] -->                            <\/p>\n<hr style=\"border-bottom: 1px solid #\ufffdc4c4c4; margin: 10px 0px; width: 75%;   position: relative; \"><!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                            <\/span><!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                <pee style=\"text-align: left; font-family: 'Montserrat', sans-serif;font-weight: 400;  font-size: 18px; line-height: 25px;  color: #c4c4c4;\"><!-- [et_pb_line_break_holder] -->                 <!-- [et_pb_line_break_holder] -->                <a class=\"enlaces\" href=\"https:\/\/prestanza.com\/blog\/prestamos-sobre-hipoteca\/\" target=\"_blank\" style=\"color: #c4c4c4; \" rel=\"noopener\">Pr\u00e9stamos  <span style=\"font-weight: 600;\">sobre hipoteca<\/span><\/a><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] -->               <a class=\"enlaces\" href=\"https:\/\/prestanza.com\/blog\/que-es-una-hipoteca\/\" target=\"_blank\" style=\"color: #c4c4c4; \" rel=\"noopener\">\u00bfQu\u00e9 es <span style=\"font-weight: 600;\">una hipoteca<\/span>?<\/a><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] -->                <a class=\"enlaces\" href=\"https:\/\/prestanza.com\/blog\/que-es-el-patrimonio-de-familia\/\" target=\"_blank\" style=\"color: #c4c4c4;\" rel=\"noopener\">\u00bfQu\u00e9 es el <span style=\"font-weight: 600;\">patrimonio de familia<\/span>?<\/a><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] -->                <a class=\"enlaces\" href=\"https:\/\/prestanza.com\/blog\/remodelacion\/\" target=\"_blank\" style=\"color: #c4c4c4;\" rel=\"noopener\">Cr\u00e9dito para <span style=\"font-weight: 600;\">remodelaci\u00f3n de vivienda<\/span><\/a><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] -->                <a class=\"enlaces\" href=\"https:\/\/prestanza.com\/blog\/usos-del-credito-hipotecario-y-prestamos-sobre-hipoteca\/\" target=\"_blank\" style=\"color: #c4c4c4;\" rel=\"noopener\">Usos del <span style=\"font-weight: 600;\">cr\u00e9dito hipotecario<\/span><\/a><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] -->                 <!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                              [\/et_pb_code][\/et_pb_column][et_pb_column type=\u00bb1_4&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_code _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb]<a href=\"https:\/\/prestanza.com\/index.php\" class=\"pull-right\" style=\"margin-top: -30px; width: 80%;\"><!-- [et_pb_line_break_holder] -->                                <img loading=\"lazy\" decoding=\"async\" id=\"LogoFooter\" style=\"min-width: 80%; height: auto;\" src=\"https:\/\/prestanza.com\/images\/logo\/Logo_Negro_CE_420x1502.png\" alt=\"Logo de Prestanza \ufffd Agencia de prestamos sobre hipoteca, Prestamos rapidos vehiculos, Prestamos rapidos en linea para reportados\" width=\"0\" height=\"0\"><!-- [et_pb_line_break_holder] -->                                <\/a>[\/et_pb_code][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb||-10px||false|false\u00bb custom_padding=\u00bb||0px||false|false\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_code _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n<div class=\"row\"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"col-sm-12 text-left\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><pee class=\"text-center\" style=\"font-size: 15px; color: #c4c4c4; padding-right: 10px; \"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <center><!-- [et_pb_line_break_holder] --> <a style=\"color: #c4c4c4; text-decoration: underline;\" href=\"http:\/\/prestanza.com\/colombia\/politica-de-privacidad\/\"><strong>Pol\u00edticas de Privacidad<\/strong><\/a> \u00a0 \u00a0 <!-- [et_pb_line_break_holder] --> <strong>|<\/strong> \u00a0 \u00a0 <strong><a style=\"color: #c4c4c4;text-decoration: underline; \" href=\"http:\/\/prestanza.com\/colombia\/terminos-y-condiciones\/\">T\u00e9rminos y Condiciones<\/a><\/strong> \u00a0 \u00a0 <!-- [et_pb_line_break_holder] --> <strong>|<\/strong> \u00a0 \u00a0 <strong><a style=\"color: #c4c4c4;text-decoration: underline; \" href=\"http:\/\/prestanza.com\/colombia\/cobranza\/\">Pol\u00edticas de Cobranza<\/a><\/strong> \u00a0 \u00a0<!-- [et_pb_line_break_holder] --> <strong>|<\/strong> \u00a0 \u00a0 <strong><a style=\"color: #c4c4c4;text-decoration: underline; \" href=\"http:\/\/prestanza.com\/colombia\/tarifas-y-costos\/\">Tarifas y Costos<\/a><\/strong><!-- [et_pb_line_break_holder] --><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] --><span style=\"color: #c4c4c4;\"><!-- [et_pb_line_break_holder] --> Dise\u00f1ado y desarrollado  por <strong>Prestanza<\/strong> pensando en ti <strong>|<\/strong><!-- [et_pb_line_break_holder] -->Todos los derechos reservados \u00a9 2023 \u00a0 \u00a0 <!-- [et_pb_line_break_holder] --><\/span><!-- [et_pb_line_break_holder] -->  <\/pee><!-- [et_pb_line_break_holder] -->  <\/center><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00bb1&#8243; disabled_on=\u00bboff|off|on\u00bb _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb background_color=\u00bb#240f40&#8243; custom_margin=\u00bb|0px|-100px|0px|false|false\u00bb custom_padding=\u00bb62px|0px|0px|0px|false|false\u00bb saved_tabs=\u00bball\u00bb global_colors_info=\u00bb{}\u00bb global_module=\u00bb1818&#8243; theme_builder_area=\u00bbpost_content\u00bb][et_pb_row _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb0px||0px|||\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_code _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb2px||-17px||false|false\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb]<\/p>\n<div id=\"Aliados1\" class=\"container text-center\" style=\"\"><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"row\"><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"col-sm-12 text-center\" style=\"padding:0px; padding-bottom: 10px;\"><!-- [et_pb_line_break_holder] --><center><!-- [et_pb_line_break_holder] --><span style=\"color: #c4c4c4; width: auto;line-height: 25px;font-size: 28px;    font-family: 'Montserrat', sans-serif;font-weight: 400; \">ALIADOS<\/span><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div style=\"border-bottom: 1px solid #c4c4c4;width: 90%; margin-bottom: 8px; padding: 3px;\"><\/div>\n<p><!-- [et_pb_line_break_holder] --><\/center><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"col-sm-12\"><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"row\"><!-- [et_pb_line_break_holder] --><center><!-- [et_pb_line_break_holder] --><\/p>\n<table class=\"table\" style=\"width: auto; border: 0px solid;\"><!-- [et_pb_line_break_holder] --> <\/p>\n<tbody>\n<tr><!-- [et_pb_line_break_holder] --> <\/p>\n<td style=\"border:0px solid; padding:1px;  width: 10%; \" class=\"text-center\"><!-- [et_pb_line_break_holder] --> <center><img decoding=\"async\" src=\"https:\/\/prestanza.com\/resources\/media\/images\/iconos\/TU.svg\" style=\" width: 100%; \"\/><\/center><!-- [et_pb_line_break_holder] --> <\/td>\n<p><!-- [et_pb_line_break_holder] --> <\/p>\n<td style=\"border: 0px solid; padding:1px; width: 28%;\" class=\"text-center\"><!-- [et_pb_line_break_holder] --> <center><!-- [et_pb_line_break_holder] --> <img decoding=\"async\" src=\"https:\/\/prestanza.com\/resources\/media\/images\/iconos\/datacredito.svg\" style=\" width: 90%; \"><!-- [et_pb_line_break_holder] --> <\/center><!-- [et_pb_line_break_holder] --> <\/td>\n<p><!-- [et_pb_line_break_holder] -->  <\/p>\n<td style=\"border: 0px solid; padding:1px; width: 24%;\" class=\"text-center\"><!-- [et_pb_line_break_holder] --> <center><!-- [et_pb_line_break_holder] --> <img decoding=\"async\" src=\"https:\/\/prestanza.com\/resources\/media\/images\/iconos\/colombiafintech.svg\" style=\" width: 100%; \"><!-- [et_pb_line_break_holder] --> <\/center><!-- [et_pb_line_break_holder] --> <\/td>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  <\/p>\n<td style=\"border: 0px solid; padding:1px; width: 28%; padding-top: 15px; \" class=\"text-center\"><!-- [et_pb_line_break_holder] --> <center><!-- [et_pb_line_break_holder] --> <img decoding=\"async\" src=\"https:\/\/prestanza.com\/resources\/media\/images\/iconos\/wompi.svg\" style=\" width: 90%; \"><!-- [et_pb_line_break_holder] --> <\/center><!-- [et_pb_line_break_holder] --> <\/td>\n<p><!-- [et_pb_line_break_holder] -->   <\/p>\n<td style=\"border: 0px solid; padding:1px; width: 10%;\" class=\"text-center\"><!-- [et_pb_line_break_holder] --> <center><!-- [et_pb_line_break_holder] --> <img decoding=\"async\" src=\"https:\/\/prestanza.com\/resources\/media\/images\/iconos\/pse.svg\" style=\" width: 100%; \"><!-- [et_pb_line_break_holder] --> <\/center><!-- [et_pb_line_break_holder] --> <\/td>\n<p><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <\/tr>\n<p> <!-- [et_pb_line_break_holder] --> <\/tbody>\n<p><!-- [et_pb_line_break_holder] --> <\/table<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/center><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --><\/div>\n<p>  <!-- [et_pb_line_break_holder] --><\/div>\n<p> <!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00bb1_4,1_4,1_4,1_4&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb custom_padding=\u00bb||0px|||\u00bb locked=\u00bboff\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_column type=\u00bb1_4&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_code _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb|0px||0px|false|false\u00bb custom_padding=\u00bb|0px||0px|false|false\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb]<!-- [et_pb_line_break_holder] -->                            <span style=\"margin-bottom: 0px; color: #c4c4c4;font-size: 24px ;font-family: 'Montserrat', sans-serif;font-weight: 400;\">SOLICITUDES  <!-- [et_pb_line_break_holder] -->                            <\/p>\n<hr style=\"border-bottom: 1px solid #\ufffdc4c4c4; margin: 10px 0px; width: 75%;   position: relative; \"><!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                            <\/span><!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] --><pee style=\"text-align: left; font-family: 'Montserrat', sans-serif;font-weight: 400;  font-size: 18px; line-height: 25px;  color: #c4c4c4;\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><a class=\"enlaces\" href=\"https:\/\/prestanza.com\/colombia\/creditos\/prestamos-sobre-hipoteca\/\" style=\"padding-bottom: 10px;color: #c4c4c4;\">  Pr\u00e9stamos <strong>sobre Hipotecas<\/strong><\/a><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] --><a class=\"enlaces\" href=\"https:\/\/prestanza.com\/colombia\/creditos\/prestamos-para-remodelacion\/\" style=\"padding-bottom: 10px;color: #c4c4c4;\">  Pr\u00e9stamos para <strong>remodelar<\/strong><\/a><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] --><a class=\"enlaces\" href=\"https:\/\/prestanza.com\/colombia\/solicitudes\/prestamos-rapidos\/\" style=\"padding-bottom: 10px;color: #c4c4c4;\">  Pr\u00e9stamos<strong> en L\u00ednea<\/strong><\/a><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] --><a class=\"enlaces\" href=\"https:\/\/prestanza.com\/colombia\/creditos\/prestamos-ultra-rapido\/\" style=\"padding-bottom: 10px;color: #c4c4c4;\">Pr\u00e9stamos<strong> ultra-r\u00e1pido<\/strong><\/a><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] --><a class=\"enlaces\" href=\"https:\/\/prestanza.com\/colombia\/creditos\/prestamos-ultra-rapido\/\" style=\"padding-bottom: 10px;color: #c4c4c4;\">Pr\u00e9stamos<strong> bajo prenda<\/strong><\/a><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/pee><!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                              [\/et_pb_code][\/et_pb_column][et_pb_column type=\u00bb1_4&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_code _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb|0px|0px|0px|false|false\u00bb custom_padding=\u00bb|0px|0px|0px|false|false\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb]<!-- [et_pb_line_break_holder] -->                            <span style=\"margin-bottom: 0px; color: #c4c4c4;font-size: 24px ;font-family: 'Montserrat', sans-serif;font-weight: 400;\">NOSOTROS  <!-- [et_pb_line_break_holder] -->                            <\/p>\n<hr style=\"border-bottom: 1px solid #\ufffdc4c4c4; margin: 10px 0px; width: 75%;   position: relative; \"><!-- [et_pb_line_break_holder] -->                             <\/span><!-- [et_pb_line_break_holder] -->                             <!-- [et_pb_line_break_holder] -->                                     <pee style=\"text-align: left; font-family: 'Montserrat', sans-serif;font-weight: 400;  line-height: 25px; font-size: 18px;  font-weight: 500; color: #c4c4c4;\"><!-- [et_pb_line_break_holder] -->                                ESTRACOL SAS  <!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] -->                                NIT. 900.491.910-8<!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] -->                                <!-- [et_pb_line_break_holder] -->                                \t<a class=\"enlaces\" onclick=\"Llamadas_Conversion('tel:573122991074');\" href=\"https:\/\/api.whatsapp.com\/send?phone=573122991074&#038;text=Requiero%20informacion%20de%20Prestanza\" target=\"_blank\" style=\"color: #c4c4c4; \" rel=\"noopener\"><i class=\"fa fa-whatsapp\" style=\"color: #c4c4c4;\"><\/i> + 57 <strong>312 299 1074<\/strong><\/a><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] -->                                    <a class=\"enlaces\" onclick=\"Llamadas_Conversion('tel:6017470422');\" href=\"tel:6017470422\" target=\"_blank\" style=\"color: #c4c4c4;\" rel=\"noopener\"><i class=\"fa fa-phone \" style=\"color: #c4c4c4;\"><\/i> +57 <strong>  601 7470422<\/strong><\/a><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] -->\t\t\t\t\t\t\t        <\/pee><!-- [et_pb_line_break_holder] -->                                    <!-- [et_pb_line_break_holder] -->                                    <!-- [et_pb_line_break_holder] -->                                    <\/p>\n<table style=\"width: auto;border: 0px solid;\"><!-- [et_pb_line_break_holder] -->                                    <!-- [et_pb_line_break_holder] -->                                    <\/p>\n<tbody>\n<tr><!-- [et_pb_line_break_holder] -->                                    <\/p>\n<td style=\"padding: 3px;border: 0px solid;\"><!-- [et_pb_line_break_holder] -->                                      <a class=\"enlaces\" href=\"https:\/\/www.facebook.com\/Prestanza-111029407730012\" target=\"_blank\" style=\"color: #c4c4c4; cursor: pointer; \" rel=\"noopener\"><i class=\"fa  fa-facebook-square\" style=\"color: #c4c4c4; font-size: 22px;\"><\/i><\/a> <!-- [et_pb_line_break_holder] -->                                      <!-- [et_pb_line_break_holder] -->                                    <\/td>\n<p><!-- [et_pb_line_break_holder] -->                                    <\/p>\n<td style=\"padding: 3px;border: 0px solid;\"><!-- [et_pb_line_break_holder] -->                                    <a class=\"enlaces\" href=\"https:\/\/www.instagram.com\/prestanza.contigo\/\" target=\"_blank\" style=\"color: #c4c4c4;cursor: pointer;\" rel=\"noopener\"><i class=\"fa  fa-instagram \" style=\"color: #c4c4c4; font-size: 22px;\"><\/i><\/a><!-- [et_pb_line_break_holder] -->                                    <\/td>\n<p><!-- [et_pb_line_break_holder] -->                                    <\/p>\n<td style=\"padding: 3px; border: 0px solid;\"><!-- [et_pb_line_break_holder] -->                                     <span style=\"font-size: 20px; margin-top: -3px; font-family: 'Montserrat', sans-serif;font-weight: 400; color: #c4c4c4; \"> <strong>@<\/strong>prestanza.<strong>contigo<\/strong><\/span><!-- [et_pb_line_break_holder] -->\t\t\t\t\t\t\t<!-- [et_pb_line_break_holder] -->                                    <\/td>\n<p><!-- [et_pb_line_break_holder] -->                                    <\/tr>\n<p><!-- [et_pb_line_break_holder] -->                                    <\/tbody>\n<\/table>\n<p><!-- [et_pb_line_break_holder] -->                                <pee><\/pee><!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                            [\/et_pb_code][\/et_pb_column][et_pb_column type=\u00bb1_4&#8243; _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_code _builder_version=\u00bb4.16.0&#8243; _module_preset=\u00bbdefault\u00bb custom_margin=\u00bb|1px||1px|false|false\u00bb custom_padding=\u00bb|1px||1px|false|false\u00bb global_colors_info=\u00bb{}\u00bb theme_builder_area=\u00bbpost_content\u00bb]<!-- [et_pb_line_break_holder] -->                            <span style=\"margin-bottom: 0px; color: #c4c4c4;font-size: 24px ;font-family: 'Montserrat', sans-serif;font-weight: 400;\">BLOG  <!-- [et_pb_line_break_holder] -->                            <\/p>\n<hr style=\"border-bottom: 1px solid #\ufffdc4c4c4; margin: 10px 0px; width: 75%;   position: relative; \"><!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                            <\/span><!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                <pee style=\"text-align: left; font-family: 'Montserrat', sans-serif;font-weight: 400;  font-size: 18px; line-height: 25px;  color: #c4c4c4;\"><!-- [et_pb_line_break_holder] -->                 <!-- [et_pb_line_break_holder] -->                <a class=\"enlaces\" href=\"https:\/\/prestanza.com\/blog\/prestamos-sobre-hipoteca\/\" target=\"_blank\" style=\"color: #c4c4c4; \" rel=\"noopener\">Pr\u00e9stamos  <span style=\"font-weight: 600;\">sobre hipoteca<\/span><\/a><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] -->               <a class=\"enlaces\" href=\"https:\/\/prestanza.com\/blog\/que-es-una-hipoteca\/\" target=\"_blank\" style=\"color: #c4c4c4; \" rel=\"noopener\">\u00bfQu\u00e9 es <span style=\"font-weight: 600;\">una hipoteca<\/span>?<\/a><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] -->                <a class=\"enlaces\" href=\"https:\/\/prestanza.com\/blog\/que-es-el-patrimonio-de-familia\/\" target=\"_blank\" style=\"color: #c4c4c4;\" rel=\"noopener\">\u00bfQu\u00e9 es el <span style=\"font-weight: 600;\">patrimonio de familia<\/span>?<\/a><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] -->                <a class=\"enlaces\" href=\"https:\/\/prestanza.com\/blog\/remodelacion\/\" target=\"_blank\" style=\"color: #c4c4c4;\" rel=\"noopener\">Cr\u00e9dito para <span style=\"font-weight: 600;\">remodelaci\u00f3n de vivienda<\/span><\/a><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] -->                <a class=\"enlaces\" href=\"https:\/\/prestanza.com\/blog\/usos-del-credito-hipotecario-y-prestamos-sobre-hipoteca\/\" target=\"_blank\" style=\"color: #c4c4c4;\" rel=\"noopener\">Usos del <span style=\"font-weight: 600;\">cr\u00e9dito hipotecario<\/span><\/a><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] -->                 <!-- [et_pb_line_break_holder] -->                <\/pee><!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                              [\/et_pb_code][\/et_pb_column][et_pb_column type=\u00bb1_4&#8243; 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\" href=\"https:\/\/prestanza.com\/colombia\/cobranza\/\">Pol\u00edticas de Cobranza<\/a><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] --><a style=\"color: #c4c4c4;text-decoration: underline; \" href=\"https:\/\/prestanza.com\/colombia\/tarifas-y-costos\/\">Tarifas y Costos<\/a><!-- [et_pb_line_break_holder] --><!\u2013- [et_pb_br_holder] -\u2013><!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] -->Dise\u00f1ado y desarrollado  por <strong>Prestanza<\/strong> <!\u2013- [et_pb_br_holder] -\u2013>Todos los derechos reservados  \u00a9 2023<!\u2013- [et_pb_br_holder] -\u2013><!-- [et_pb_line_break_holder] --><\/pee><!-- [et_pb_line_break_holder] --><\/center><!-- [et_pb_line_break_holder] --><\/div>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Todos los d\u00edas hablando con nuestros clientes notamos que hay dudas que persisten, agrupamos varias de ellas para ser resueltas en esta entrada. Queremos compartir nuestros aprendizajes.<\/p>\n","protected":false},"author":2,"featured_media":1112,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"2880","footnotes":""},"categories":[25],"tags":[82,86,84,83,10,9,85,81],"class_list":["post-1097","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-prestamos-sobre-hipoteca","tag-beneficios-dl-sistema-extrabancario","tag-prestamo-sobre-hipoteca","tag-prestamos-con-garantia-hipotecaria","tag-prestamos-entre-personas","tag-prestamos-rapidos-sobre-hipoteca","tag-prestamos-sobre-hipoteca","tag-prestanza","tag-sistema-extrabancario"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.6.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Funcionamiento del sistema financiero en Colombia - Blog Prestanza<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/prestanza.com\/blog\/funcionamiento-del-sistema-financiero-en-colombia\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Funcionamiento del sistema financiero en Colombia - Blog Prestanza\" \/>\n<meta property=\"og:description\" content=\"Todos los d\u00edas hablando con nuestros clientes notamos que hay dudas que persisten, agrupamos varias de ellas para ser resueltas en esta entrada. 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